Fintech & BFSI Sector

IT Solutions for Fintech and BFSI Companies in India

India's fintech revolution — from UPI to lending platforms and neo-banks — is built on technology. But with financial data comes the highest regulatory requirements: RBI data localisation, SEBI IT framework, IRDAI cybersecurity guidelines, and CERT-In compliance. National IT Service helps fintech companies and NBFCs build secure, compliant IT infrastructure.

Key IT challenges

RBI Data Localisation: RBI mandates that payment system data is stored only in India. Choosing cloud vendors without India data centres creates compliance violations.
Cybersecurity Under RBI and CERT-In: Fintech companies are high-priority targets for APT attacks and financial fraud. CERT-In 2022 requires 6-hour incident reporting and detailed security controls.
Rapid Scaling Infrastructure: Fintech companies often grow 5–10x in 12 months. Cloud infrastructure must auto-scale without manual intervention or budget surprises.
Third-Party Risk Management: APIs connecting to payment networks, banks, and data providers are the largest attack surface for fintech companies.

Frequently Asked Questions

What cloud providers are RBI-compliant for Indian fintech?

AWS Mumbai (ap-south-1), Microsoft Azure India (Central + South), and Google Cloud Mumbai (asia-south1) are all RBI-compliant for data localisation. All three have committed to India data residency for regulated data. Your contract must specifically mandate India data storage — a standard service agreement may not enforce this.

Does National IT Service provide compliance support for RBI IT Framework for NBFCs?

Yes. We help NBFCs implement the IT governance framework required by RBI: IT strategy documentation, vendor risk management, cybersecurity policies, business continuity and DR plans, audit trail implementation, and annual IT audit preparation. Contact us for a compliant NBFC IT framework package.

Build secure, compliant IT infrastructure for your fintech or BFSI company. National IT Service works with India's fastest-growing fintech companies. Get a free compliance assessment.